No Buy / Low Buy / Money Management

[SilverMoonTea]

 

To funding retirement plan for freedom to admiring oppa all the time 😂 kidding not kidding. Share some of your best tips / struggle / achievement on no buy / budgeting etc. 

 

 

[Tofu]

I watched this one video once about impulsive buys due to social media influence. There's this fear of missing out so people end up buying things they do not necessary need. I'd admit I've definitely given in to the hype on many purchases, but lately I've been more mindful of what I'm buying. 

[Chocolate]

For now, I tell myself to finish using the samples first 😂

 

Then the emails for singles day, black friday and all kinds of special days for sales come. Then I to think again....

 

 

[Tofu]

@Chocolate I bought two jackets for Black Friday. I probably didn't really need any of them. 

[SilverMoonTea]

2024 

 

Jan 

Fail bought lip balm & body wash 

And sweater, and eyelash serum lol

And cups... like 3 cups, why I need them ? No its just bcos its cute

And books a lot of books

-- a total utter failure month --

 

Feb

March

[JenL]

Hahahaha I probably need money management help! Things are so expensive in my city!!! 

 

I use to spend like this  but now my usually state when I see the cost of things is this 

 

My tip is, if it's safe and easy to use Facebook marketplace, it's worth trying to look for things you need there first before buying new. Many times I've found books and clothes there, brand new with tags or original packaging for only 20%/ 30% / 50% of the original price. Sometimes you have to travel a bit to pick it up. But it was so helpful the other day when I needed to get something to wear for a wedding with a colour theme (pink). I didn't have any clothes in that colour but found a decent formal dress, originally $120, for $30. It was brand new with tags and the girl only lived 1 street away from me. It helped to save money and was good for the envrionment 

[SilverMoonTea]

@JenL I'm thinking to go to 2ndhand bookstore where I can exchange my used books to their titles there. Also will read my own collection first and resort to borrowing library ebooks or their physical books. I had to admit new books feel better and like more clean, but it's really eating up spaces.

[SilverMoonTea]

Small habit amount more

https://www.cnbc.com/2024/05/15/self-made-millionaire-millennial-frugal-habits-ill-never-give-up.html

[mademoiselle]

20 hours ago, SilverMoonTea said:

Small habit amount more

https://www.cnbc.com/2024/05/15/self-made-millionaire-millennial-frugal-habits-ill-never-give-up.html

Hmm, I should be millionaire by now. Although, no, I don't use hotel amenities. I take them, but e.g., it is important for toothbrush to be good when one wants to maintain health of the teeth.

Edited May 17 by mademoiselle

[SilverMoonTea]

This is an interesting reading. 

 

https://www.independent.co.uk/life-style/money-dysmorphia-young-adults-study-b2544413.html

 

6 hours ago, mademoiselle said:

Hmm, I should be millionaire by now. Although, no, I don't use hotel amenities. I take them, but e.g., it is important for toothbrush to be good when one wants to maintain health of the teeth.

The free toothbrush is good to be use when short travelling. And all those hair cap, razor are also super useful. I have one box stash of hotel stuff that's been there forever 😂 

[mademoiselle]

14 hours ago, SilverMoonTea said:

The free toothbrush is good to be use when short travelling. And all those hair cap, razor are also super useful. I have one box stash of hotel stuff that's been there forever

My dad ask for it, I collect it for him.